Frugality is a key path to wealth for the vast majority that make it there.

Have you read my latest charity post? We have a Steemit team on Kiva that I donate some of my steem earnings into. Would love to have you join up :D

https://steemit.com/community/@getonthetrain/team-steemit-on-kiva-help-people-across-the-world-with-the-power-of-steem