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RE: Turning Steem or SBD Into Spendable Cash in Less Than a Day, Inexpensively. Average Time, SBD to USD=3 hours
Great breakdown. That seems like the best way to do it for now. The main weakness is that you have to give your information for the Bitpay card. I wonder if they are reporting your transactions to the IRS for tax purposes in the name of "Anti Money Laundering" etc...
Meh, I report my earnings from here as income anyway.