Way to vague for me..Devs. holding 20% and he didnt clearly say how they would distribute the other 60 billion..Ill stick with coins that are truly decentralized not coins like ripple who say were headed that direction. I like coins that inform you before you invest what the formula is in the white paper..Ya you can trade the dips and peaks and make some money with this coin.But this coin is too similar to central Banking that is corrupt to the core! Central power always corrupts!