Really nice post. It was an incredible and very well written post. I don't think people should work when they become elder. Only one thing bothers me, and that this is "Parenting". I really think that like 99% your kid's future depends on parents. And if they didn't give him enough attention and worked with him and when he becomes adult and he has chosen alcohol or any other not very socially acceptable lifestyle it is mostly parents fault. I am myself a father, and I truly understand that this is the hardest role in the world. But if it is done only for a check, parents get what they deserve. I am not talking about college years when most of us are getting out and do stupid stuff, but afterwards, usually, people tend to get their head together and work towards the best future they can get. And if parents have not given the skills to do so, so it is parents fault. I am not talking about money, I am talking about interaction with other people, emotional control, rational thinking and so on. Of course, there are exceptions, but in most of the cases it is always the same "parenting"