I found your story to be very interesting. Thanks for sharing. I see that we are heading this way in NZ too. There are families living in their cars because they can't find houses to rent and there's no chance they'll be able to qualify for a mortgage. These are people with jobs too. Hard working people who just don't earn enough to afford the ridiculous price of paying rent, power bills, petrol as well as feeding their family. It's sad to think about what things will be like if nothing changes.