Regards,
If we don't set the budget by adjusting the expenses with our current income, it is going to be very difficult. You set your budget very precisely. Nothing good can be done without current education and skills. Inspite of having my qualifications, I was left out of the final stage due to lack of skills. Education and skills together can be called the ladder of success. If you want to be a successful businessman, you need to be diligent and efficient. Good luck to you.