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RE: ICOs are Left in Ashes. Money-Backed Utility Tokens are Next. [DYCO]
This is a very good way to go about it. Using this, the argument "you can't invest in ICOs for your own protection" will not be as strong.
ICOs have no protection system, never did. IEOs don't as-well.
Doesn't matter what initials you use, when you raise money with a coin it's an ICO. Exchange or not, protection or not. Money backed or not.
No, it's a token sale.
Going by your argument, any issuance of equity is an IPO.
Not all equity issuance takes the form of an IPO, which has a designated framework. Similarly, not all token sales have to follow the framework of an ICO.
ICO and IPO are the name of the first (or initial) issuance of tokens/shares. The first token sale is an ICO. The first public shares issuance is an IPO.