This is a debt based system. Debt needs to be created in perpetuity to keep the system going.....money doesn't grow on trees indeed, the creation of interest means that debts can never be repaid and become exponentially bigger. As technology and outsourcing began to take hold it's meant that there is no continuous rise in income and so we are well on the way to a reset in the standard of living but this whole thing is a scheme designed to entrap people.