Ha ha ha, I love that picture! You should get that on a t-shirt! I'd love to see a picture of your whole family wearing t-shirts with that picture on them! :D

I hear you about the bills. I have the same thing happen at the doctor. I pay for insurance, but after insurance pays their bit, I still end up paying more than if I were uninsured. What's that about? Oh, and I have to pay for the insurance! Grrr.

I can relate to your struggle.