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RE: If you are 60 years old and do not adopt Crypto you will be dead within 20 years, Guaranteed!
In general, you make a great point about the problem with pensions. However, probably still need to be diversified - Bonds, Stocks, Gold, Art, Real-estate, Cryptos ... Who knows which cryptocurrencies will emerge the winner and which ones will be the "friendsters" and "myspace" and "america online", etc... It does seem like BTC is headed for a downturn before it starts going up again (we'll see what happens in a few days when China turns off the faucet on their crypto-exchanges).
Yes, I agree. Art is good and productive real estate. I am also assuming the reading audience has physical precious metals. I often wonder which crypto's will be in the top 20 5 to 8 years from now. Yes, we do need to be careful not to end up with a myspace crypto