I agree. I don't think it is wise to use credit to purchase crypto (although people get credit to buy stocks), but I also don't believe for One Minute that banks care about its customers' well-being. Nonsense! They care about their bottom line, that's it and I believe they want to slow the adoption and entry-rate of regular folk into crypto. lol

I still think people should only buy with cash because if you're using credit that means you can't afford the cost and certainly not to lose it (most likely).