Yes! My job is always 100x harder when the student refuses to take ownership for their own finances and future. I ask a question and I always get a, “can you call my mom?/can I talk to my spouse, I don’t understand this stuff?” And I get it, people want to make sure they are making sound choice and want to consult their support system.... but mostly I’m entirely cut off and told “I don’t understand any of this financial aid jargon.” Well this is your ball and chain for the next ten years, better get acquainted 😬