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It can recover if held and the STEEM market cap increases and/or if debt is sufficiently reduced such that total SBD outstanding drops below 10%.

The payoff profile for holding SBD while near the 'haircut' limit, ignoring the question of debt reduction, is similar to that of holding a covered call position on STEEM: downside as with STEEM, but trading upside for premium income (interest here).

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STEEM 0.19
TRX 0.19
JST 0.033
BTC 90237.77
ETH 3102.10
USDT 1.00
SBD 2.81