There was a time long ago, when a person's word was an honorable bond worth more than a person's weight in gold. Keeping that Word could add the trust value to a name for generations to come except when broken. Now it's impossible to bank on a person words, it takes years to build that reputation and seconds to be obliterated. As can be seen with the banking sector, early pioneers of the banking system through cultivating trust managed to get people to consider keeping their money in the bank. But Nowadays banks are even worse than the bank robbers that patronizes them.