Being short of cash due to ceaseless demands of needs and wants, the ultimate solace are loans from private banks and other lending sharks alike.

Today, I finally let go of all the second thoughts in regards with how I should master a financial freedom. Thus, I attended a seminar with a positive thought that everything will vibrantly fall into the exact places.

Though with the good offer of six years term for the mode of payment, I can't help to get worried.

Is it the right decision?
What if certain emergencies will arise?
Will I be able to apply for some quick loans?
Lots of ifs and buts.

Yet, one thing I am just quite sure is, it would mean a tightening of the rope where necessity of the basics must be given more importance rather than the luxurious wants.

I have learned as well that, SAVING IS THE POSTPONEMENT OF UNNECESSARY SPENDING.

Wherein our active income which is the fruit of all the hard labor should ,

have the following breakdown.

Furthermore, I've learnt of how to stay away from bad debt. And it is what I am now adept to start practicing religiously, taking most of the wants and simply sticking unto the basics.

Ohhh la! So here I fly to my financial freedom. Hope the brief orientation did their share of truly motivating us to spend more consciously wiser.

Truly yours,
@drahries

My sincerest thanks to my generous mentors, sir @iwrite, ma'am @purpledaisy57 and ma'am @yanzel4lyf.