Excellent post, Kevin! I'll be referring people here as well. :)

I agree with everything here, but still use Google Authenticator because Authy backups might decrease security by a small amount, but it's probably negligible. When my last phone died, it wasn't too terrible to re-verify with the various google auth services I didn't have recovery codes for.

Web wallets we can trust are a good starting point for new users. This year I started using a Ledger Nano S, and I'm really enjoying that as well, and is a good choice for those who plan to store more than they'd want on a web wallet.

I love that you added the "Introduction to the Internet of Money" video. So good.