I have often heard these phrases:
'' We are poor, we do not have money from one salary to another '
"The salary in this country it is small"
" We can not have a vacation one time a year"
"Politicians steal the country and that's why we do not have enough money"

There are still other discontents of my people, but we stop at them.
Before we blame others why we do not have money, need to see what is wrong with we. Where is the money going and why? This is about the financial education that should start in the years of childhood.

I personally from the age of 14, was no day without money in my pocket. I regret that in 2008 I took a credit from the bank.I had money to buy a 30 mp cash space without credit of bank. But I chose the option to buy 70 sqm. I'm wrong and I hope this is last of my life.

But we are not talking about myself, we are talking about millions of people who do not know how to manage their money and their financial strength. In my country, the unemployment rate is 5%, but there is also 1% of jobs that no one cares about.
But let's talk about money and why they do not are enough.

First of all, you need to have a healthy relationship with money, understand their usefulness and importance, not to believe that money is the devil's eye, or the money is just for be spent or other nonsense like that. Most people who complain that they have no money do not even understand how money works.

Second, if you live in a place, a country, a city where you feel you can not grow, you can not make money, you have no perspective, the state works against you, then you have to go, look for a future good.
That's why we say that many people have a wrong attitude towards money and poverty. They complain that they have no money, that they are poor but do nothing to change that, but they are always looking for others to blames for their failures. It's easier to blame others than make changes, huh? I do not say that the corrupt state and the politicians do not blame themselves for the country's well-being, but individual poverty also depends on the choices we make.

The idea is simple, we can be born poor, you can have a slower start in life, you can live in a country that stimulates laziness and discourage entrepreneurs, but stop blaming others for your problems, these are just issues that need solutions.
Life is not right, we already know that the question is what do you do to overcome your condition?

Where do I want to go?

Do not spend more money a month than you earn.
Do not buy all the unnecessary things you see in stores just because you can. Buy only the things you really need.

Recognize how many of you have the least knowledge of personal finances:
Do you know how much money you have earned and how much money did you spend last month?
From the spending budget, what are the utilities, the food, the gas, the education, the clothes ... (in percent)?
Have you put some money in an emergency fund if something unexpected happens (sickness, car accident, job loss)?
Do you know the difference between stocks, bonds, deposits, saving accounts, debit card, and credit card?
I do not want to be too critical, no one was born with education financial, but I have the impression that most people have used to complain that they carry it hard with money, but they do not take action. We do not seek to be informed, we do not try to reduce expenses, does not optimize his budget. We just crying!

Some mistakes we make with money:
1. Cigarettes, alcoholic beverages, coffee, sweets, and juices - these are the main drug that scatters a lot of money and all are legal, the illegal ones represent a small percentage that is no longer worth mentioning. Tobacco, alcohol, caffeine, and sugar are addictive substances that have been proven to be numerous and all of these are harmful to health.

2.Pizza, shaorma, hamburgers, cheeses, everything that means very processed food. The ironic part of these poorly nutritious and dangerous health foods is that many of them are even more expensive than a decent, healthy meal. Pizza is the perfect description of the expression: poor food sold at a rich price.

3. THE MACHINE is useful as a fast means of transport but the car in a city with a high density of people is the worst choice, both individual, and macroeconomics. The car (car) can make a difference in the village or in small towns where there are great walking distances and there are no alternatives but in big cities, public transport is the obvious logistics solution to be able to transport efficiently and quickly a large number of people in All Way. Instead, the car in a big city is just a source of crowding and pollution in traffic, the waste of money on it as well as on fuel.
Jewelry and luxury items generally have a role to play and are a great waste of money, if you have nothing interesting to show when you start to talk then obviously you want to impress through the picture: chains, hoops, the last phyla of the car, phone or torn jeans in the ass as it is fashionable!

4.4. CREDITS = INFLATE and so it grows GDP and the economy as prices rise. For all the waste of money above, the world borrows for these unnecessary expenses and generates a false plus economic value = interest on credits. That is why inflation is inherent in the capitalist system and the rise in prices is something usual, but the real growth of the economy, the efficiency of labor is much harder to calculate than the normal GDP, the economy generally keeps pace for years, sectors to the detriment of others but overall is not very pink.
Do you realize how much we could do with all that money and time spent on these things if we invest in education, science, and research, technology and art? We would be very far away ... from any other Western civilization because they are all stopped in their evolution by these black holes of the economy. In time humanity will evolve but will our generation live long enough to catch this memorable future ?.

If you want to be a step ahead of your time, then you need to change your lifestyle. No more spoil falls
in front of the economic manipulation of this wild capitalism.

A minimalist lifestyle is a good solution as a personal development plan that will pull you out of this socioeconomic equation.

I do not have super knowledge in financial education, but as I said in this article I have never was without money in my pocket in last 20 years.
But I did not spend on things that I could not afford. If I did not have money to leave in an exotic country I went to my country. I do not have the money for the last type of gadget I do not buy it. I did not have the money of a brand new car, I took one in the second hand and I did not take money at bank interest. And here it is, I'm happy with even smaller things without paying extra expenses.
Thank you for spending your time reading this article and I'm sure you all can learn something from him. A beautiful day for everyone.

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Posted from my blog with SteemPress : http://steemit-for-all.xyz/index.php/2018/06/10/financial-education-a-big-problem-in-the-era-of-advanced-technology/

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