On the education of children

Now it is impossible to predict whether there will be budget places in higher education by the time your child grows up. And it is better to tune in to the worst option. Think about savings in advance: the earlier you start saving, the more painless the process will be.

In the future, if the child still can learn for free, you will find where to spend the accumulated amount.

On a trip

Surely you are already tired of the phrase about the age of the shoe, which does not matter if you are walking around in Paris. Moreover, it is not enough for every trip to save on buying a pair of shoes. It is better to start prepaying money for a dream trip in advance, so you do not have to change the channels of Venice to the grooves near the country cottages.