Yes maybe it will, but only because institutional investors an the banks want to stay ahead in the financial sector of the world. I think XRP will make banking better, but on the other hand its just an instrument to keep further control of money. I personally have invested in DASH, because its fast ,cheap and anonymous and available for a good price at the moment. To me the idea of Crypto is to gain back power over your money. Investing XRP would be contrary. If the banks use it as a tool. okay. I'm not going to use it because I prefer privacy, I bought some as investment to hodl and sell when the have a good price