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RE: DON'T CONVERT SBD to STEEM, BUY IT ON THE STEEMIT MARKET!
This is an excellent guide that explains the differences between STEEM the crypto-currency, versus its associated "smart contracts", STEEM POWER, and SBD (STEEM-BACKED DOLLARS):
Link: Steemit Financial Instruments: Steem, Steem Power & Steem Dollar Explained