For example, I recently bought a fair bit of PAL to power up (stake) my account. Since then, I started to take some of my payouts and convert them

I did something similar. I bought the palMM and am staking a bunch of the returns but am also selling 1/3rd for steem to invest in other tokens like Q or even some EOSP. I have some ENG but could use some more as well... And the cool thing is that these are paying for themselves. I am not really adding a lot of FIAT or Steem here.
It is hard to keep a good overview though but I guess it will get even harder