Your missing the entire point trying to compare crypto/visa adoption to a closed PayPal platform. It's not even in the same ball park, you can't goto 180 countries and purchase at almost any retailer with PayPal. Paypal is dying, as a matter of fact thats why they invested in Tenx, while crypto adoption and cross over legacy platform are expected to grow by trillions in the coming years. You shouldn't have sold, what you're seeing is consolidation in TENX price before the next leg up. IMO Crypto adoption is akin to the internet growth or adoption of a utility. Crypto is a disruptive technology to current currencies and will replace them. Like the horse and buggy was replaced by the automobile, Visa is the cross over platform. More wealth will be created in cryptos in the next few years than we've seen in our lifetimes. I'll agree something like Omsiego will be the winner, peer to peer wallets, consumer and retailer, but this will take considerable time. Why ? because Visa infrastructure the 800 lb gorilla(unlike PayPal), is already in place and the market is signaling this is the path forward, evolution.