Years ago I read a very interesting Sci-fi short about this exact scenario. It was called "Altogether Elsewhere, Vast Herds of Reindeer" by Ken Liu. To combat a deteriorating planet and stem rapid population growth most humans lived virtually inside a HUGE server. The new class of the 1% became VR architects and interior decorators. For instance, as a birthday gift a little girl was given an endless yellow lit world (if memory serves me). The remaining few humans outside the server maintained it on the outside or took 1 way trips searching for new worlds but time itself outside VR moved at a different pace. Crazy !