One wallet for all tokens is a very good idea. And the point of making crypto currency more available to everyday people is very important, too. Many people are still conditioned by the bankster world and become suspicious at the possibilities many cryptocurrenciesn open up. Take Manna for example which distributes money for free on a weekly basis to create a Universal Basic income for all. Imagine how many people back off from that idea so conditioned are they. Great that Ethos tries to fill this gap of educating people!