Not sure how long ago this was, but it is still happening. Let me put it like this:
A guy had a check for 25 grand on his desk at home. The home was broken into and check stolen. The check was a death benefit from an insurance company. Police take a report and not too bothered coz no one was hurt. Guy calls insurance company to report the check stolen and place a stop. Doesnt get name of person spoke to. Thief goes to a Payday Loan and We Buy Gold place. They cash check. Cops dont care, Insurance company and check place dont care. Thief has the cash, guy is screwed. Hiring a lawyer would eat up most of the money. I just couldnt believe how the cops were just not bothered.