Is it Fate or is it Karma?? ( a narrative story )

This is somehow a true story i know.

There is a family who lived like kings and queens but the truth is they have nothing.

The husband don't have work so the wife does all the work for the family.
But they are not contented for what they have, the wife is used to borrow money to everyone she knows and everyone she thinks has money but she only pays 2-3 months and then she avoid the person who she borrowed to.

She even trick an old lady to sell her precious and memorable ring just to have what she want.

Now the husband got sick because her husband is too lazy to work and too lazy to help himself to recover from his situation his injury worsen.

And the wife also got sick, she has a breast cancer, stage 4. The doctor gave her 3 years to live and now she only has a year to live. The treatments weaken her body and lost all their money.

But even in their situation they still want to live like kings and queens.

This is to remind you that every actions you made there is always an opposite reaction.