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RE: Be Careful About Joining a “Gifting Cloud” or “Pay It Forward” Group - It's A Pyramid Scheme!
Thank you for the heads up, there's always new schemes and clever ways these people are trying to get our money. Back in the day they developed a scheme called chain letters, this was before internet and email and a lot of people, especially elderly and vulnerable folks fell for it.
Yes! It is the vulnerable who have to watch out for sure!