What you describe here is the government's programme. We are all working for the bankers, even (and especially) the politicians who determine the school curricula, which is set up to programme us to think inside their box: go to school from 5 to 18, then study, get a study debt, get a mortgage, get a house, be dependent on your study to pay back debt the next 15 years, and before you know there is no spark of life anymore due to being forced to work off the debt and thereby not follow your heart. I knew about this some 4 years ago, so since then I've taken much more freedom and I'm still taking the necessary steps to get out of the programme. With crypto, it is all possible. Pay off all debt and start or continue chasing dreams, catch them, and hold them with a vise-like grip.