Sorry you haven't been able to get as much as you'd like. I know the struggle. I think most of us are wondering if what we have is going to last us. Even people who don't stack wonder if what they've accumulated is going to continue to get them through.

Personally, I'm not where I'd like to be. I'm thrilled that I started the journey, but I still feel like I have a ways to go. That being said, anything is better than nothing because most people will have dollars which will be the same as nothing.