This changes nothing for me personally. I buy every payday. I'm hope 20 years from now it's a helluva lot more expensive then! If not..well I'll have alot of shiny metal to look at. Alot of the things I coulda bought will certainly be valueless by then. I'm more a collector than stacker but that don't mean dont have no weight. I still believe in silver and gold so this fall hasn't dissuaded me. Thx for the post