You do have enough.
If shit gets really crazy you can only physically carry so much. And things like food and medicine would be way more valuable than stack.
So the question really is, do you have enough for a financial boost now if you can’t keep up with your debt? And I think the answer for you is yes.
As for me... stack is for fun. I am not counting on it for squat.
I actually don’t think I have enough yet. I’m close but not where my true goal is. If I was still buying atva decent rate I’d be there by the beginning of next year. Food and supplies I’m very good with.