What is even scarier is rarely are economic collapses caused by what we are looking at. Black swans come out of nowhere and catch everyone by surprise.

So true! If we are already seeing massive possible black swans I don't even want to imagine the ones which we don't see that might actually be the cause of the next system collapse... Student loan debt is massive and everyone knows about it, I can't even imagine or see anything more massive than that, but it probably exists.