It would be great to find more decentralized solutions for identity such as the Web of Trust. Instead of using a decentralized OpenPGP system, people decided to use centralized Certificate Authorities to manage server reputation for Internet infrastructure. That was unfortunate. I prefer to stay away from centralized AML/KYC processes in general because I think its main purpose is for governments & banks to maintain capital controls. Maybe Steemit can temporarily use its own identity systems, but the more decentralized & blockchain-based the reputation system is the better.