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RE: --Is this true? Have BANKERS ever encouraged their clients to HODL?
I think the ICO coins are the biggest worry. Any decentralized coin, there is no one for the gov to shut down. ICO, big difference and regulators are coming for cryptos. Suppose the gov shuts down your dev's office and freezes their accounts...where does the price of your coin go then?
You're right. I was only talking to someone this evening at a party & he brought up the whole ICO token issue. It's attracting attention, that's for sure.