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RE: Steemit as a pump-and-dump, but not a scam
I agree with you for the most part, though I wouldn't call putting external money into steemit being scammed as opposed to making a bad investment. However, as investments go, sometimes what seems like a bad investment can become a good one. I don't mean to come off as one of those people that expect every new cryptocurrency to become massive successes, but I think it's a little early to say whether or not the time is worth it.
That's a good point (scam vs bad investment). You're right; it's pretty clear cut....minus the white papers that the uninitiated (like me) can't get their heads around.