This article is really enlightening for newbies🙂
We should think of the Steem wallet as having three main folders. The first one holds our liquid STEEM, which is the base cryptocurrency of the network and can be bought and sold whenever we would like. The second one is for SP, which is just STEEM that affects our influence. The third folder holds SBDs, which are tokens designed to be pegged to the US dollar🙂