Hey, @dragosroua.

Thank you for taking the time to explain the complex in a more simpler way.

Now, with one of the changes coming now in HF 20 being a raising of that 5% ratio to 9%, the printing of SBD will basically print until it reaches 10%, where it currently cannot pass, right?

In your opinion, how much of a chance is there that the 10% debt to ownership ratio will continue to stand? I'm understanding these changes are coming about because of market forces, along with a discovery that the way the code is currently written, if the debt ratio falls between 5-10%, SBD does nothing. It's neither created or destroyed.