Absolutely agree with you. When I first learned about Steemit and was trying to grasp the concept of THREE currencies that were running under the hood it made no sense. To be honest I'm still trying to wrap my head around all this. And it takes some real digging to figure out how the calculations are done. For Steemit to go mainstream it really needs to streamline this entire concept and make it simple for people to just create content and earn. Micromanaging the way the system works just isn't fun