I was on the phone with my bank last week and when I had completed my business and the up-sell commenced, not one of the products offered made any sense to use, and before I rang off, the banker asked me how I knew so much about finances! Good grief.

As a minnow considering my steemit foray, I can assure anyone who gives have a shyte that I would have figured this out in due time as well. I'm amazed at how brazen easy money makes most people. The standard justifications are widely accepted, "If I don't do it, someone else will"
"Most people don't understand the system, and that's no one's fault but their own."
I couldn't agree more that the downvote is suspect, a lack of transparency and weight being thrown around to occlude activities further, certainly do not encourage me to buy steem dollars nor participate as actively. A rigged system is a rigged system.