Pros :

• User-friendly, it is easy to use
• Shorten transaction time, hence enhancing efficiency
• Easily record and track the payment status, thereby I no need to jot down my transactions and can manage my personally financial status,

Cons :

• Not sure is it support limited country
• Not supporting IOS (thats why i cannot test for it, whether it is applicable in my country)
• Security issue would be a concern