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RE: I Buy Steem - can we bypass the exchanges?
Definitely a good idea! By the time it takes to send the money, and purchase steem the price could well increase. Are there no marketplaces in the works for steem ?
The transactions I have done so far have been done live on Discord. We have everything set up for the transaction. We watch the price on CoinMarketCap, agree the exchange rate and then do a more or less instantaneous transaction.
The prices will go up and down of course but with the sums involved it is only a few pennies either way.
It would be good if a steem to fiat exchange popped up.