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RE: Rise of the Altcoins (Market Update)
Thanks for this summary. While I share your concerns about Ripple, I was fortunate enough to buy into it just before the rise, but I'm still not too certain about its use cases. I've seen a rapid growth in the use of Stellar lately, so I believe it will see some steady growth throughout 2018. Also, thanks for introducing me to RaiBlocks. I had never heard of it before, so I have some reading to do:)
I profited off the Ripple increase as well, but I stayed cautious with it. The more and more I read in, I see that Ripple is really a "centralized cryptocurrency" allowing it to freeze and track tokens, with lots of regulation and oversight from banks.
XRB has been raising exponentially, and it seems to be a coin with a lot of potential, aiming to potentially be a Bitcoin competitor/successor. I definitely suggest you read a lot about it :)
I might do an article on RaiBlocks here on Steemit itself in the next few days.