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So who do you expect will donate 100K or a million dollars?

In practice, no one, but that is the threat of destabilizing SBD which was the motivation for banning STEEM donations. I had to address it to make the argument that even that hypothetical case is not a threat to the blockchain. That it is unlikely to occur in practice arguably makes it even less of a threat, but in any case, I don't think that it is a serious concern either way.

i think its way too late but idea itself is a good call

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