Shocked! Mad! Disappointed!
Why not just come out and tell us?
Eventually someone intelligent, such as yourself, would come along, take a look at the numbers, and notice the massive differences. Thank you for finding out why and letting us know that we have options and they can make a huge difference financially.
I would love to repost this but, I have a feeling since you've not posted anything in 2 months you may have caught some slack over this so, all I can do for now is thank you:) and ask if you could start posting again.
And thank you for all the comments, they were extremely helpful:)