Sounds like a great idea, people that are worthy could really use a loan to help them out. On your part its going to be really hard to find the right people to loan to and not get scammed so bad where your hurting yourself and then looking for a loan for your self.

I say you need a team behide you to help you with the venting process of the people your going to loan, if you even seem to be questioning a person if you should loan them then maybe you shouldn't. Just keep a eye out for scammers they well tell you anything and everything to get free money, they have no bad feelings for stealing and being thieves. Good luck and be smart with your choices.