I think it might be a UK thing

Nah. I don't think it is. I've heard just as many stories from the US, for example. It's more to do with ignorance I think.

I got to the bottom of the faster payments thing and discovered it was because Barclays had pulled out of crypto stuff and they were the Bank that processed for Coinbase. They've now moved to Clear Bank (never heard of them 😂) which was what was going on in August. The switchover.

They probably didn't want to make it public that a major bank like Barclays was pulling out.

It's all such early days and I'm learning that being a pioneer is as frustrating as hell in many, many ways! 😂