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RE: What is excellent about HF20?
Probably among the list of what you perceive as "minor improvements" in point 5, but I would add "6. Reward beneficiaries paid based on author settings". It will be very helpful to improve access to liquidity for DApps and perhaps reduce the need to be continuously powering down. The sooner you can get your share of the rewards, the less risk you have in such a volatile market, which matters a lot if you're a small business here.
Yes I think it is pretty minor (of course, not nothing). Powering down and getting 1/13 per week isn't so bad. Likewise not disadvantaging beneficiaries should SBD be overvalued is also a nice tweak but hardly game changing.
I see it as more significant than that.
This is only true once you have a significant amount of SP to Power Down. For new DApps or projects having benefactor rewards as an important source of their revenue, it takes months to build up their SP so that the weekly power down equals their weekly revenue.
The need to wait so long is unfortunate for a number of reasons as compared to receiving more of their earnings early on:
One of my great hopes for Steem is that we can showcase through building successful businesses here that having Steem Power and utilizing the blockchain can give different applications a competitive advantage to similar services that do not use blockchain or Steem. This, I hope, would drive a more sustainable demand for SP and delegations. Making it easier for a new Steem-based StartUp to get going quickly with fewer burdens is, therefore, something I consider to be among the highest priorities.