You're right, it's pretty hard at the beginning, it takes a lot of time to learn the ropes, figure out how this mechanism works and you need strength to get through it but once you can see clearly and willing to work hard, you can earn, even with less SP. However, this place is not for those who are expecting to earn without work.
I'm looking forward to HF21, let it come. I think it's going to be better for us. I believe the experience accumulated so far will help us do better.