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So to be 100% clear
Funds going from Exchanges to steemit do not require a memo.

Funds moving from Steemit to a exchange do require the memo.

If you are unsure always send a test send of 1 Steem to make sure you have it correct.

you don't need a memo to send to your own account just your name

so send the Steem to densmirnov if that's the account you want to fund

Only exchanges require a Memo when depositing so they can know what balance to put the deposit to.

Damn, that was easy! (: Thank you very much!

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