Hi Stephen!

Anything that can increase the network visibility and use cases for earned STEEM is great. There are endless possibilities and services like crypto.com prove there is absolutely appetite for certain innovations. Steem holders can even stake their earned or bought Steem and earn atm 3.8 % annually on their "card".

We will go to a complete digital monetary system, and to a more stable distribution and decreased inflation of the Steem token itself. Atm inflation is 9%, even a not-economist will see this is not sustainable and needs to change ASAP. (at least if we ever want to see a more stable higher price).

To expedite things, witnesses can come to consent that we reduce inflation drastically in the next 4 years. Lower the distribution and increase demand.

We (steemitcommu) do great by implementing the RRR strategy and get as many users using Steem as quickly as we possibly can. Then projects like this have a greater chance to have impact, as more users just have a Steem Wallet and more people that would want to spend it.

Likely users would spend some STEEM on things they already buy and spend worthless money on.

Instead of users now trowing it to the exchanges, merchants and business-minded people will have the possibility to opt-in for staking their Steem and to grow their business as it earns them more in the future.

Like in any system, the working class will spend it, the higher class will find ways to make the earnings work for them. This economy will never go away, so if truly believe you and this project are on to something!

Thanks!